Contact Information
- Website: www.lightfinancialeducation.com
- Brand Name: Light Financial Education
- Email: Support@lightfinancialeducation.com | lightfinancialeducation@gmail.com
Electronic Record
This legal agreement is an electronic record in terms of the Indian Information Technology Act, 2000, and rules thereunder as applicable, and the amended provisions about electronic records in various statutes. This electronic record is generated by a computer system and does not require any physical or digital signatures.
This document is published in accordance with the provisions of Rule 3(1) of the Information Technology (Intermediaries Guidelines) Rules, 2011, and Rule 4 of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 under the IT Act, 2000, as amended by the IT Amendment Act, 2008.
Ownership
This website www.lightfinancialeducation.com is created and operated by Light Financial Education (hereinafter referred to as “We”, “Our”, and “Us”). We are committed to providing financial education courses, training, and related services through this platform.
For the purpose of these Terms of Use:
- “You”, “Your”, “User” refers to natural and legal individuals accessing this website.
- “Third Parties” refer to any external platforms, service providers, or individuals apart from the users and Light Financial Education.
General Terms
- Headings in this document are for convenience only and hold no legal significance.
- Your use of this website is governed by these Terms of Use and our Privacy Policy.
- By accessing this website, you accept and agree to these Terms and Privacy Policy.
- These Terms form a legally binding agreement between You and Light Financial Education.
- We reserve the right to modify these Terms without prior notice. Continued use of the website indicates acceptance of changes.
Eligibility
- You must be legally competent to contract under Indian law.
- If you are a minor, your use must be under the supervision of a parent/guardian.
- You agree to comply with all applicable laws while using the website.
Payment Gateway
- All course and service payments are processed via third-party gateways (Debit/Credit Cards, Net Banking, UPI, Wallets, etc.).
- You are subject to the respective payment gateway’s terms and policies.
- We are not responsible for delays, errors, or charges levied by the payment processor.
Content Usage
- All content (text, graphics, logos, videos, etc.) is the intellectual property of Light Financial Education unless otherwise stated.
- You may not copy, distribute, or reproduce any content without prior written consent.
- User-provided content (feedback, comments, testimonials) remains your responsibility; we disclaim liability for third-party content.
Indemnity
You agree to indemnify and hold harmless Light Financial Education and its officers, employees, and affiliates against any claims, damages, or liabilities arising out of your:
- Use of the website,
- Violation of these Terms, or
- Violation of third-party rights.
Limitation of Liability
- We are not liable for technical issues, downtime, or connectivity failures,
- Losses arising from incorrect user information,
- Errors, omissions, or unavailability of services.
Your sole remedy is to discontinue using the website.
Termination
- We reserve the right to suspend or terminate your access without notice if you breach these Terms,
- Provide false information, or
- Engage in unlawful activity.
Intellectual Property
- All trademarks, brand names, and logos of Light Financial Education remain our exclusive property.
- Unauthorized use of our intellectual property will attract legal action.
Disclaimer of Warranties
- The website is provided “as is” without warranties of any kind.
- We do not guarantee uninterrupted, secure, or error-free service.
- You use the website at your own risk.
Force Majeure
We are not responsible for delays or failures caused by events beyond our control, including natural disasters, strikes, technical failures, or government restrictions.
Dispute Resolution & Jurisdiction
- All disputes shall be resolved through arbitration in accordance with the Arbitration and Conciliation Act, 1996.
- The sole arbitrator will be appointed by Light Financial Education.
- The seat of arbitration shall be Alwar, Rajasthan, India.
- This Agreement is governed by the laws of India.
Communication
By using this website, you consent to receive emails, SMS, and calls from us related to your account, services, or promotional offers.
For queries, please contact: Support@lightfinancialeducation.com | lightfinancialeducation@gmail.com